How Secure Are My Investments?

No. We don’t sell property. We specialise in property advocacy and education. We educate our clients to empower them to make better decisions in investing in properties. We also help clients find investment opportunities that suit them based on their requirements.

No, we are not an investment firm. We do not offer financial advice or sell shares in investment opportunities. We are not an intermediary for transactions, we connect you with property development opportunities that may suit your investment needs.

All investments, apart from cash kept in a bank savings account, carries a certain level of risk. Hence, there are no guarantees. What we do promise is that we have structures in place to mitigate the risks as best we can.

Some of the specific risks of the offers on this website are outlined in the Prospectuses, email [email protected] to receive a copy of the relevant Prospectus.

For some people, keeping cash in the bank is more of a risk than investing in shares, as they cannot meet their financial goals with the returns that cash generates.

They do. Bank debt is used but it represents only the senior debt in a project. There is often a gap in funding as banks typically supply less than the developer requires to complete their project. This gives us the opportunity to service that gap and allow you to share in the returns. Demand for this type of finance has continued to grow throughout our history as developers as well as lenders.

Finnia helps investors use their funds to lend to various development projects at a higher than standard lending rate; the same way a bank does when it uses your term deposit money to lend for mortgages, personal loans, car loans, and credit cards.

The developer pays interest on their loan and you receive a return from that.

The products on this website are subject to a certain level of regular reporting and disclosure obligations under the law. Each product will provide regular annual reports to disclose all financial information to investors and the public.

Investor money is pooled and lent to developers to complete their projects. We assess all potential loans through a strict lending mandate before agreeing to lend to any project. The developer pays interest on a loan and you can be paid a return from that.

Zero to you as an investor – the Developer may pay fees in order to receive a loan offer.

Your money goes into property development projects. The focus of the products on this website are on Melbourne land subdivisions, townhouses, commercial, and mixed-use projects.

The investment committee makes the decision on which projects your money is loaned to. You will receive annual statements updating you as to how the funds in your product are being used.

The term of your investment varies depending on which product you decide to invest in. Please read the disclosure documents carefully before investing. Finnia No. 1 Ltd, for example, is considered a long-term investment, with a five-year term, meaning you should expect to receive regular returns, paid every quarter, for the next five years.

The only reason we would return your funds earlier is if we can no longer find any developments that meet our lending criteria, meaning we would prefer to return your funds so you can decide how best to utilise them again.

The term of your investment varies depending on which product you decide to invest in. Please read the disclosure documents carefully before investing. Typically, products that pay a quarterly or regular dividend will pay your dividend directly to your specified bank account on the 10th of each month.

Yes, you can invest using your SMSF, Family Trust, personal cash, or business money.

Our prospectuses are lodged with ASIC and are registered offers.

No, please seek an independent professional for personal advice. No information contained across this website should be considered to constitute any form of personal and/or financial advice.

We understand that life happens. We are human too. We talk to our clients and understand the situation. Please read the terms of the disclosure documents carefully before investing. If you feel you cannot commit to the proposed time frames for return of investment, then this opportunity is likely not for you.

Finnia was established to help everyday Australians achieve their financial goals through access to a form of property investing and returns usually reserved for the wealthy. It is intended for people who do not want to place those funds at risk in the stock market and do not want the low rates of return at the bank. It is an opportunity to invest in property at an earlier stage than previously available, at a much lesser investment amount than you’d typically need to enter the property market.

Finnia intends to assist more Australians to benefit from property development by creating the most trusted property development investment platform in Australia.